គ្រឹះស្ថានមីក្រូហិរញ្ញវត្ថុសូណាត្រាសូមធ្វើការប្រកាសជ្រើសរើសមន្ត្រីឥណទានដែលបម្រើការនៅការិយាល័យកណ្តាលចំនួន ៣ នាក់, សាខាផ្សារទួលទំពូងចំនួន ៣ នាក់, សាខាបុរីទឹកថ្លាចំនួន ៣ នាក់, សាខាកោះក្របីចំនួន ៣ នាក់, សាខាខេត្តព្រៃវែងចំនួន ៣ នាក់, សាខាខេត្តកំពតចំនួន ៣ នាក់, សាខាខេត្តកំពង់ចាមចំនួន ៣ នាក់, សាខាខេត្តកំពង់ធំចំនួន ៣ នាក់, សាខាខេត្តសៀមរាបចំនួន ៣ នាក់ និង សាខាខេត្តបាត់ដំបងចំនួន ៣ នាក់ ភារៈកិច្ច និងទំនួលខុសត្រូវ: • ស្វែងរកអតិថិជនក្នុងតំបន់ប្រតិបត្តិការ • ធ្វើការផ្សព្វផ្សាយ និងផ្តល់សេវាប្រឹក្សាឥណទានជូនដល់អតិថិជន • រៀបចំឯកសារស្នើសុំប្រាក់កម្ចីសម្រាប់អតិថិជន • ចេះបង្កើត និងបង្កើនទំនាក់ទំនងល្អជាមួយអតិថិជន និងអាជ្ញាធរមូលដ្ឋាន • ធ្វើការសិក្សា និងវាយតម្លៃលទ្ធភាពរបស់អតិថិជនមុននឹងផ្តល់ប្រាក់កម្ចី • រៀបចំ និងធ្វើរបាយការណ៍កម្ចីជូនដល់ប្រធានសាខា • រៀបចំដំណោះស្រាយនៅពេលអតិថិជនបង់យឺត • អនុវត្តន៍ការងារផ្សេងៗទៀតដែលចាត់ចែងដោយប្រធានសាខា

• Develop and generate sales opportunities with both new and existing customers • Build and maintain relationship with new and existing customers • Promote the Bank’s products and services among target customers • Meet and collect information from customers for loan applications • Work with new and existing customers to understand their businesses and determine options to support them • Perform credit analysis in accordance with the Bank’s Policies and guidelines • Prepare and execute loan contract and other related legal documents • Handle customer complaints and take appropriate action to resolve them • Monitor and follow up to ensure timely repayment • Operate in accordance with the Bank’s guidelines and policies, and in compliance with laws and regulations • Work closely with other team members within the Bank • Attend the Bank’s training program and continue self-development • Other duties as assigned by the Bank.

Job Responsibilities • Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

• Organize regular meeting for daily operation of collection department • Allocate overdue customers to each field collector and phone collectors • Update collection result into system • Monitor/Improve collection activities to be in line with overdue status and procedure to minimize uncollectable account • Make sure the collection reports are produced timely • Make a schedule and effective action plan to improve operation according to KPI report implication • Conduct a training program for Field Collectors and Phone Collectors • Attend department meeting and make record • Develop Policy and Procedure, Banking system • Make action plan to reduce the NPL rate • Manage and Propose the Court / Litigation Case to legal department • Manage, improve on budget and actual expense related to overdue debts • Create the provision account for bad debt and NBC report • Handle the loan bad debt write-off and make schedule for implement • Manage the customer service (after disbursal) • Review & analyze overdue data and feedback to other Departments • Control asset repossessed in the warehouse and reselling • Do other tasks or overtime required by Japanese Management / Line Manager if needed.

• Check and monitor number of overdue clients of head office and braches. • Follow up update solution information of head office and branches. • To ensure that all loan overdue measures are based on correctly held data. • Check and discuss with head office and branches to analyze, take action and solve overdue loan. • Provide and joint solution with head office and branches. • Maintain document and file for legal action • Prepare legal document for court • To attend court and present best evidence as the appropriate invitation, reminder, variation orders to Court. • Prepare plan to visit directly all branches. • Report immediately to Credit Department Manager for any suspicious case after checking or analyzing. • Daily, Weekly and Monthly report to Credit Department Manager.

- Learn and practice accurately and up-to-date with policies and procedures related to credit/loan - Practice loan process within duty area accurately with proficiency including promoting, loan disbursement, and loan recovery - Seek prospective customers and solicit for loans - Assist in application processing, securities - Establish good report with existing customers and continuously develop & increase the loans base - Effectively participate in promoting products and services that could enhance the company’s business and corporate image - Do other tasks as assigned by management

Job Responsibilities • Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

- ផ្សព្វផ្សាយឲ្យអតិថិជនស្គាល់ពី គ្រឹះស្ថានមីក្រូហិរញ្ញវត្ថុ ហ្ក្រូវ ម.ក - រៀបចំផែនការ ផ្តល់ប្រាក់កម្ចី និងការប្រមូលប្រាក់កម្ចី - មានទំនាក់ទំនងល្អជាមួយក្រុមការងារ និងអាជ្ញាធរមូលដ្ឋាន - កំណត់ ភូមិ និងអតិថិជនគោលដៅ ដើម្បីធ្វើការផ្សព្វផ្សាយ - ផ្សព្វផ្សាយ ផលិតផល និងសេវាកម្ម របស់គ្រឹះស្ថាន - ស្វែងរកអតិថិជនសក្តានុពលដើម្បីផ្តល់នូវផលិតផល និងសេវាកម្ម ដល់ទីតាំងផ្ទាល់របស់អតិថិជន - វិភាគលើផែនការអាជីវកម្ម លំហូរសាច់ប្រាក់ វាយតម្លៃទ្រព្យធានា និងស្ថានភាពគ្រួសាររបស់អតិថិជន - ធ្វើការផ្តល់ប្រាក់កម្ចី ការប្រមូលប្រាក់កម្ចី និងដោះស្រាយបញ្ហាជាមួយអតិថិជន (ផ្អែកលើបញ្ហាជាក់ស្តែង) - ធ្វើការត្រួតពិនិត្យ តាមដាន វាយតម្លៃអតិថិជន មុនពេល និងក្រោយពេល ផ្តល់ប្រាក់កម្ចី - រៀបចំរបាយការណ៍ប្រចាំខែដល់ប្រធានតំបន់ - រៀបចំ និងរក្សា ពាក្យស្នើសុំខ្ចីប្រាក់ និងឯកសារតម្រូវដទៃទៀត - ការងារដទៃទៀតអាស្រ័យលើអ្នកគ្រប់គ្រង

1. Recruit New Business Partner to increase our Payroll Partner 2. Work closely with corporate partners such factories, other private by providing payroll. 3. Working with both private and public sector for signing MOU as ACE New Payroll Partner. 4. Work closely with Technical Team to ensure the launch of new payroll partner successfully. 5. Work closely with Marketing Team for Trade Letter and Marketing Activities and Material. 6. Research and monitor all competitor products to avoid our market share drop. 7. Provide Training and educate to internal staff and ACE Agent. 8. Complaint handling and problem solving 9. Built ACE Reputation into Market. 10. Initiate and design the promotion to grow Revenue for Company. 11. Develops specific plans to ensure revenue growth payroll partner. 12. Regular visit our Business Partner and ACE Agent for ensure sale volume increase after MOU Signed Off. 13. Regular field visit with RSM to reinforce Agent. 14. Develop and maintain deeper relationships with strategic partners both internal and external, becoming a trusted advisor to them. 15. Prepare and delivery presentation to existing and new business partner and all Agency. 16. Report and Perform tasks assigned by Management.

• Learn and understand lending fundamentals and the Bank’s lending products and process • Assist credit officers to perform credit analysis in accordance with the Bank’s policies • Begin to conduct credit analysis with the support from assigned credit officers • Help prepare loan contract and other related documents • Assist to prepare irregular or ongoing credit reports • Work closely with both credit officer and credit administration officers • Join customer meeting and visit with credit officers • Prepare and update customers’ filing in accordance with the required checklist • Conduct information research on industry or sectors • Help promote the Bank’s products and profile • Complete reports and other tasks as assigned by the department

- ចូលរួមរៀបចំ បង្កើត និងអភិវឌ្ឍនូវគោលការណ៍ នីតិវិធី ទម្រង់គំរូឥណទាន និងសេចក្ដីណែនាំលើកិច្ចការឥណទាន ។ - ពន្យល់ណែនាំ បង្រៀន និងត្រួតពិនិត្យការអនុវត្តការងាររបស់បុគ្គលិកសាខាឲ្យគោរពតាមគោលនយោបាយ និងនីតិវិធីរបស់គ្រឹះស្ថាន ។ - ត្រួតពិនិត្យបរិមាណ និងគុណភាពឥណទានគ្រប់សាខា ហើយសិក្សាស្រាវជ្រាវពីហានិភ័យ និងវិបត្ដិបញ្ហា ដែលកើតមានឡើង ។ - ចូលរួមផ្ដល់យុទ្ធសាស្ដ្រ ដល់នាយកសាខា ក្នុងការចាត់ចែង ដឹកនាំ និងត្រួតពិនិត្យកិច្ចការឥណទាន ឲ្យកាន់តែមានប្រសិទ្ធភាពខ្ពស់ ។ - ចូលរួមរៀបចំ បង្កើតយុទ្ធសាស្ដ្រដោះស្រាយ និងគ្រប់គ្រងបំណុលឥណទានឲ្យបានត្រឹមត្រូវ ច្បាស់លាស់ និងមានប្រសិទ្ធភាពខ្ពស់ ។ - រៀបចំគ្រប់របាយការណ៍ឥណទានរបស់គ្រឹះស្ថាន ដាក់ជូនថ្នាក់គ្រប់ គ្រងឲ្យបានត្រឹមត្រូវ គ្រប់គ្រាន់ និងទាន់ពេលវេលា ។ **អត្ថប្រយោជន៍ទទួលបាន - ប្រាក់បៀវត្សរ៍ខ្ពស់ និងប្រកួតប្រជែងជាមួយទីផ្សារការងារបច្ចុប្បន្ន - ប្រាក់ជួលម៉ូតូ និងឧបត្ថម្ភសាំងប្រចាំខែ - ប្រាក់រង្វាន់លើកទឹកចិត្តប្រចាំខែ - វិភាជន៍ប្រាក់ចំណេញប្រចាំឆ្នាំ - ប្រាក់ឧបត្ថម្ភលើការសិក្សាជំនាញ និងបណ្តុះបណ្តាលជំនាញបន្ថែម - ប្រាក់ឧបត្ថម្ភតំបន់ - ប្រាក់ឧបត្ថម្ភលំហែមាតុភាព - ប្រាក់ឧបត្ថម្ភបេសកកម្ម - ប្រាក់ឧបត្ថម្ភមុខតំណែង - ប្រាក់បុព្វលាភសម្រាប់បុណ្យចូលឆ្នាំប្រពៃណី និងបុណ្យភ្ជុំបិណ្ឌ - ប្រាក់រំលឹកអតីតភាពការងារ - ធានារ៉ាប់រងលើហានិភ័យការងារ - ធានារ៉ាប់រងលើសេវាថែទាំសុខភាព - ធានារ៉ាប់រងលើអាយុជីវិត - ប្រាក់សោហ៊ុយធ្វើដំណើរ - អត្ថប្រយោជន៍ផ្សេងៗជាច្រើនទៀត តាមគោលការណ៍កំណត់

• Greeting and well explain customer about credit card feature and benefit • Convince customer to appy for credit card • Update the system and prepare reporting • Response to customer inqueries • Arrange card into the store room • Prepare card retirm following the guideline and flow • Other tasks assigned by supervisor and management

 Meet with clients to promote/explain RMF’s loan products and to answer question about loan process  Analyze client’s financial status, credit , and property evaluations to determine feasibility of granting loans  Obtain and compile copies of clients’ credit histories, corporate financial statement , and other financial information  Review and update credit and loan files  Monitor and control loan payment from clients  Stay abreast of new types of loans and other financial services and products in order to better meet clients’ needs  Submit applications to credit analysts for verification and recommendation  Handle client complaints and take appropriate action to resolve them  Analyze potential loan markets and develop referral networks in order to locate prospects for loans  Perform other tasks assigned from supervisor

Key Responsibilities: • Check and monitor number of overdue clients of head office and braches. • Follow up update solution information of head office and branches. • To ensure that all loan overdue measures are based on correctly held data. • Check and discuss with head office and branches to analyze, take action and solve overdue loan. • Provide and joint solution with head office and branches. • Maintain document and file for legal action • Prepare legal document for court • To attend court and present best evidence as the appropriate invitation, reminder, variation orders to Court. • Prepare plan to visit directly all branches. • Report immediately to Credit Department Manager for any suspicious case after checking or analyzing. • Daily, Weekly and Monthly report to Credit Department Manager.

Keys Responsibility: • Promotes and sale loan products • Collect and investigate documents for loan assessment • Analyze borrowers’ business plans and financial status • Make field visit, appraise collateral and write loan analysis report • Build and maintain good relationship with clients and authority officers • Perform duties as assigned