- Visit dealer who need support from ÆON - Promote bank products & meet customers - On site loan assessment and loan evaluation - Regularly Visit dealer - Collect the requirement document for loan proposal preparation - Check out and Report all activities of competitor - Report all promotion activities of the partner and competitor in the market - Do other tasks as assign by Branch Manager

- To join partly in development of credit product, process, policies and procedures with another relevant team. - Introducing and promoting new product by developing time-integrated plans with sales, advertising, and production. - To handle all complaints which received from customer related to credit transactions. - To coordinate with all relevant stakeholders to resolve the complaint according to complaint management process of the bank. - Other tasks assign by management. - To ensure the products and processing are implemented timely. - Timely dissemination of information to relevant department/units. - Timely resolution of credit related to complaints.

- Visit dealer who need support from ÆON - Promote bank products & meet customers - On site loan assessment and loan evaluation - Regularly Visit dealer - Collect the requirement document for loan proposal preparation - Check out and Report all activities of competitor - Report all promotion activities of the partner and competitor in the market - Do other tasks as assign by Branch Manager

Job Responsibilities • Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

Formulate the products strategies and road map to ensure these services will be aligned with company’s strategy and budget. Explore the business opportunity and enhance our product and process to meet the customer needs, wants, and aspirations. Establish high-level business concept and align with related stakeholder before seek for approval. Manage the product performance and analysis the performance compares with the competitors to ensure the banks stay competitive in the market. Lead team in developing the detail product policy, procedures, and guideline, process or workflows to smoothen the process as well complied with Cambodia Law and Regulations. To ensure the effectiveness of marketing communication of non-credit products to the market. Equip the product knowledge to related stakeholders especially sale force team. Supporting on developing the budget plan or sales projection to ensure the products generate the income for customers. Provide coaching, and support the subordinates to ensure they perform their jobs efficiently and effectively. Perform other tasks assigned by direct supervisor.

- សិក្សា និងអនុវត្តឲ្យបានល្អ ត្រឹមត្រូវ ច្បាស់លាស់ និងអភិវឌ្ឍឲ្យទាន់សម័យជានិច្ចនូវ គោលការណ៍ នីតិវិធី និងសេចក្តីណែនាំ នានាដែលពាក់ព័ន្ធនឹងតួនាទីឲ្យមានប្រសិទ្ធភាពខ្ពស់ - អនុវត្តកិច្ចការឥណទានក្នុងតំបន់ដែលខ្លួនទទួលខុសត្រូវដោយធានាអនុវត្តឲ្យបានត្រឹមត្រូវ ច្បាស់លាស់ និងប្រកបដោយ ប្រសិទ្ធភាពខ្ពស់ ក្នុងការចុះផ្សព្វផ្សាយ ការបញ្ចេញឥណទាន ការប្រមូលឥណទាន និងការដោះស្រាយបំណុល - មានទំនាក់ទំនងល្អជាមួយបុគ្គលិក និងអាជ្ញាធរមូលដ្ឋានដើម្បី កសាងកេរិ៍្តឈ្មោះ វប្បធម៌ល្អប្រពៃរបស់ខ្លួន និងគ្រឹះស្ថាន - ការងារពាក់ព័ន្ធផ្សេងៗទៀតត្រូវបានបែងចែកដោយប្រធានសាមី។

Prepare, review and process loan application as well as other financial products applications based on company’s procedure and workflow. Analyze customers’ business operation with rich knowledge on various business segment. Conduct site visit and verify on document provided by the customer ensuring. Is capable of reading and reviewing financial statement as per required. Check and analyze on the accuracy and completeness of data and information provided by the customer and related parties with professional skepticism. Up to date with applicable policy and procedure related to both credit and non-credit products. Provide technical support to Branch Sales Staff ensuring delivering of each product’s target. Monitor and manage loan/saving portfolio under self’s target. Monitor on loan quality and alert to management in case of any sign of deterioration. Work collaboratively with cross teams or other responsible department to ensure cross selling and referral channel is successfully completed in a timely manner. Maintain good relationship with customers, partners, and other stakeholders.

• Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

To process and analyze micro business loan application by conducting credit investigations, scoring, credit checking and other underwriting activities to ensure good lending and loan quality of the branch. Location Phnom Penh and Provinces (60 Posts). Duties and Responsibilities - Solicit both potentially existing and new clients in accordance with the guidelines stated in the micro business loan policies and procedures to ensure the secured loans; - On-board new micro business loans to ensure delivery of disbursement target; - Explain to clients the different types of loans and credit options that are available, as well as the terms of those services for further cross-selling; - Collect all clients’ required documents for loan application to ensure their eligibility for having it approved; - Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans; - Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statement and other financial information to prevent them from being conned; - Conduct a site visit during loan assessment process to obtain in-depth information concerning to the purpose of customer’s loan application and ensure customer security for the loan is sufficient and acceptable; - Make the regular site visits to existing customers in order to determine whether the loan should stay the same or be downgraded due to the actual condition of their loan collateral and/or financial situation as well as to develop relationship with customers for further cross-selling; - Follow up delinquent client immediately and refer such case to the supervisor in order to proactively handle the branch loan portfolio; - Process registration of title deeds at local authority and land office to acquire the legal evidence of client’s right to ownership of the property; - Stay abreast of new types of loans and other financial services and products to better meet customer needs.

Job Responsibilities • Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

- Learn and practice accurately and up-to-date with policies and procedures related to credit/loan - Practice loan process within duty area accurately with proficiency including promoting, loan disbursement, and loan recovery - Seek prospective customers and solicit for loans - Assist in application processing, securities - Establish good report with existing customers and continuously develop & increase the loans base - Effectively participate in promoting products and services that could enhance the company’s business and corporate image - Do other tasks as assigned by management

Job Responsibilities • Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

Location: - រាជធានីភ្នំពេញ - ៣៣ នាក់ - ខេត្តបន្ទាយមានជ័យ - ០៥ នាក់ - ខេត្តបាត់ដំបង - ១២ នាក់ - ខេត្ដកំពង់ចាម - ០៧ នាក់ - ខេត្ដកំពង់ឆ្នាំង - ០៥ នាក់ - ខេត្ដត្បូងឃ្មុំ - ០៩ នាក់ - ខេត្ដកោះកុង - ០១ នាក់ - ខេត្ដកំពង់ធំ - ០៩ នាក់ - ខេត្ដកំពត - ០៣ នាក់ - ខេត្ដកណ្ដាល - ៣០ នាក់ - ខេត្ដក្រចេះ - ០១ នាក់ - ខេត្ដកំពង់ស្ពឺ - ០១ នាក់ - ខេត្ដឧត្ដរមានជ័យ - ០៤ នាក់ - ខេត្ដប៉ៃលិន - ០១ នាក់- ខេត្ដព្រះសីហនុ - ០៧ នាក់ - ខេត្ដកែប - ០១ នាក់- ខេត្ដព្រៃវែង - ០៨ នាក់ - ខេត្ដពោធិ៍សាត់ - ០៤ នាក់ - ខេត្ដសៀមរាប - ០២ នាក់ - ខេត្ដស្ទឹងត្រែង - ០២ នាក់ - ខេត្ដស្វាយរៀង - ០៣ នាក់ - ខេត្ដតាកែវ - ០៧ នាក់ Duties and Responsibilities - ធ្វើការផ្សព្វផ្សាយអំពី ផលិតផល សេវាកម្ម របស់ ធនាគារ ហត្ថា ដើម្បីពង្រីកទីផ្សារ និងទាក់ទាញអតិថិជនសក្តានុពល។ - ធ្វើការប្រឹក្សា និងពិគ្រោះយោបល់ ជាមួយអតិថិជន ដើម្បីជាដំណោះស្រាយផ្នែកហិរញ្ញវត្ថុជូនអតិថិជន។ - រៀបចំឯកសារឥណទាន ប្រមូលព័ត៌មាន វាយតម្លៃឥណទានជូនអតិថិជន តាមដាននិងដោះស្រាយនៃការសងត្រលប់របស់អតិថិជន។ - រៀបចំផែនការសកម្មភាពដើម្បីឲ្យសម្រេចតាមផែនការសូចនករទាំងប្រចាំខែ ប្រចាំឆ្នាំរបស់ខ្លួន។ - អនុវត្តតាមលំហូរការងារឥណទាន និងតាមសេចក្តីសម្រេចដែលមានសុពលភាពឲ្យមានប្រសិទ្ធភាព។ - បំពេញការងារផ្សេងៗតាមការចាត់តាំងរបស់ប្រធានផ្នែកប្រឹក្សាឥណទាន និងនាយកសាខា។

Key Responsibilities: • Check and monitor number of overdue clients of head office and braches. • Follow up update solution information of head office and branches. • To ensure that all loan overdue measures are based on correctly held data. • Check and discuss with head office and branches to analyze, take action and solve overdue loan. • Provide and joint solution with head office and branches. • Maintain document and file for legal action • Prepare legal document for court • To attend court and present best evidence as the appropriate invitation, reminder, variation orders to Court. • Prepare plan to visit directly all branches. • Report immediately to Credit Department Manager for any suspicious case after checking or analyzing. • Daily, Weekly and Monthly report to Credit Department Manager.

Key Responsibilities: • A high standard of knowledge given when advising customers on all lending and non-lending products and services • Successful completion of required online training modules and knowledge and understanding of all other BOQ’s policies and procedures • Attendance and successful completion of blue level lending • Need to meet or exceed their targets in the following areas: Loan approvals, St Andrews loan protection insurance, general insurance through Vero, transaction/savings accounts and credit cards. • Evaluating and interpreting clients’ financial condition and characteristics as to ensure borrower’s repayment capacity • Collecting and reporting clients’ detail information • Verifying and analyzing documents provided by clients • Site-visiting properties (Collaterals) and business places of the clients • Understand operating manuals and guidelines relating to loan disbursement • Promotes customers to realize and understand products-service of CAB BANK which is a convenient financial source especially customers wanting to borrow loans come to take loan from CAB BANK. • Door to door promotion strategy to people in operation area of CAB BANK. • Analyze and maintain market, find out in each month how many customers pay off loan at maturity, how many customers renew loans, how many customers stop taking loans, and find out reasons why they do not pursue loans. • Other tasks assigned by manager.