Location: Head Office-Phnom Penh
Report to: Unit Manager of CMR for Independent Credit Review & Collateral
Deadline: 04-Aug-2020
Duties and Responsibilities:
- Conduct Annual Credit Review for analysis the quality of loan and propose recommendation for credit risk mitigation approaches.
- Conduct Independent Credit review for quality assessment and address the important issues that lead to credit risk and the compliance made in line with credit policy and procedure.
- Conduct collateral validation and valuation of collateral standard pricing.
- Verify the standard price of vehicle in system to make sure the up-to-date price.
- Identify root cause of loan default by branches .
- Contribute to mention and reduce HKL’s loan delinquency.
- Assist Unit Manager of Independent Credit Review & Collateral to strengthen credit risk management by looking at the outside factors that may affect the HKL’s market and likelihood of risky event.
- Address the factor/control issues and made recommends on policies and procedures for improvement.
- Regular monitor and timely report to Unit Manager of Independent Credit Review & Collateral.
- Perform other tasks assigned by supervisor.
Location: Head Office-Phnom Penh
Report to: Supervisor of BED for Client Retention Management
Deadline: 04-Aug-2020
Duties and Responsibilities:
- Upload data of Portfolio Management Service from CBC into HKL system (WRS) is complete on time.
- Work with branches to make sure that the actions taking by branches is complete.
- Work on the criteria to provide special offer to clients in effectively.
- Active to develop and update workflow and procedure on client retention management.
- Daily monitor early paid off and clients drop out through existing system.
- Assist and report to supervisor.
- Perform other tasks assigned by supervisor.
Location: Head Office-Phnom Penh
Report to: Unit Manager of BED for Branch Communication and Support
Deadline: 04-Aug-2020
Duties and Responsibilities:
- Communicate to branches and head office for any information timely.
- Create and improve the communication channels to support Branch and Head office with effectiveness.
- Collect information to prepare the data for adjustment for HKL.
- Keep track the information related to loan, Complaining, Competition Status.
- Analyze operational challenges as BED or HKL need.
- Prepare and consolidate the operational challenges which received from branches in order to give advice.
- Ensure appropriate record, files and documentations are well maintained. Liaise with internal and external auditors where required.
- Assist supervisor in order to improve the tasks.
- Complete the tasks assigned by supervisor or management.
Location: Head Office-Phnom Penh
Report to: Senior Unit Manager, Independent Risk Champion
Deadline: 25-Aug-2020
Duties and Responsibilities:
- Oversight the implementation of Credit Procedures, Operational Risk & Fraud Events/risk incidents/operational loss at branch level.
- Conduct credit review on post-disbursement to make sure credit file maintain accurate/reliable/sufficient information & match to actual.
- Involve in credit review & approval committee at branch level & have authority to comment & risk opinion & voting on loan application
- Conduct client visit as well as business assessment & collateral assessment as per required for suspicious or abnormal loan application.
- Sample check & review on credit file that assessed by Credit Officer & review the loan application that approved by credit.
- Analyze trend of NPL in the operation area & find out the routs cause for reporting to Risk Management Division.
- Perform Branch Security Self-Assessment & monitor on top risk at branch level (Operational Risk only).
- Act as supporting champion at branch level to support branch staff on AML/CFT/FATCA/ABC agenda.
- Perform Compliance Testing/Check to ensure the level of non-compliance is low (base on internal audit finding).