Job Description 1. Responsible for loan operations management and the supervision of the loan operations officers and staff 2. Manage and supervise the daily activities and processes of the Loan Operations Department including loan processing, appraisal, evaluation, documentation, releasing, loan monitoring, administration, data entry, preparation and maintenance of loan records and reports, collection, recovery, remediation, pre-closing/closing and customer service to the bank’s loan clients. 3. Prepare and present loan operations reports for Senior Management and Credit Committee 4. Ensure the protection of the bank’s interests in matters of adequate documentation, adherence to bank policy and the various laws and regulations applicable to the bank’s loan operations. 5. Comply with all laws and regulations and interprets new and pending laws and regulations that affect the bank’s loan practices and products. 6. Work to continually enhance and streamline the bank’s loan processes. 7. Other duties as assigned.

• Manage Daily operations of the branch. • Supervise and evaluate the branch staff to enhance individual productivity and enable them to function according to the job description. • Operate the branch in line with company procedure and policies. • Maintain operational standards to provide an excellent working environment for employees. • Ensure the facility is kept clean, safe and orderly • Cash management on Personal Loan service and reporting to relevant sections • Monitor the operational risk at branch level, provide on time report to relevant section and raise up issue to protect risk in branch and protect staff from risk going to Occure. • Communicate personally with customers to ensure customer's satisfaction. • Resolve customer complaints promptly and efficiently • Ensure operational excellence and integrity attitude. • Any other task assigned by reporting line /management

គ្រឹះស្ថានមីក្រូហិរញ្ញវត្ថុ ម៉ាក់ស៊ីម៉ា ភីអិលស៊ី ត្រូវការជ្រើសរើស មន្រ្តីឥណទាន ដូចខាងក្រោមៈ មន្រ្តីឥណទាន Credit Officer (ចំនួន 08 នាក់) គ្រប់សាខា ខេត្តកំពង់ចាម (សាខាកងមាស 1 នាក់) ខេត្តកំពត (សាខាបន្ទាយមាស 2 នាក់) ភ្នំពេញ (សាខាចោមចៅ 1 នាក់ ) ខេត្តកណ្តាល (សាខាថ្នល់ទទឺង 02 នាក់,សាខាកៀនស្វាយ 2នាក់) Job Description - ផ្សព្វផ្សាយពីផលិតផល និងសេវាកម្មឥណទានទៅកាន់អតិថិជន - បំពេញឯកសារឥណទាន និងឯកសាររដ្ឋបាលដទៃទៀត - វាយតម្លៃការស្នើសុំឥណទាន វាយបញ្ចូលទិន្នន័យឥណទានទៅក្នុងប្រព័ន្ធឥណទាន - ផ្តល់អនុសាសន៍ជូនគណៈកម្មាការឥណទានដើម្បីអនុម័ត - រៀបចំកិច្ចសន្យាឥណទាន និងឯកសាររដ្ឋបាលផ្សេងៗទៀត ដើម្បីបើកប្រាក់ជូនអតិថិជន - អនុវត្ត និងបញ្ចេញឥណទានទៅតាមផែនការឥណទាន - សម្របសម្រួលក្នុងការប្រមូលនូវឥណទានសងត្រលប់ និងដោះស្រាយបញ្ហាឥណទាន - ទំនាក់ទំនងជាមួយអតិថិជន និងអាជ្ញាធរក្នុងតំបន់

Job Description To review branch’s legal documents as well as to conduct legal documents orientations to branches/head office to ensure legal compliance of the Bank to Cambodia’s Laws and Regulations. Location Head Office, Phnom Penh (02 Post). Duties and Responsibilities File and process the court action with all internal and external stakeholders on behalf of the Bank to protect the Bank’s interests; Verify legal documents before submitting to the competent courts to eliminate any errors; Translate and interpret contracts, agreements and legal documents required to ensure lawfulness and accuracy of the documents; Communicate with governmental authorities and courts to address any issues on the Bank’s operations; Check all legal documents including security agreements before loan disbursement to ensure that the Bank’s legal rights is protected; Conform proper contracts and legal documents for the purpose of executions; Undertake local and international legal research tasks to ensure up-to-date of applicable laws; Gather, classify and file all executed contracts into the contract filing system and ensure contracts are audited and ready for diligence activities; Maintain, file, and update all related legal regulations regarding applicable laws and regulations in order to minimize risks for related functions; Maintain and develop positive and professional working relationships with all ABA specialists and senior managers to enhance a collaborative working environment; Provide legal advisories and guidance for assigned branches in accordance to established policies and regulations to avoid any violation of the Law; Review legal documents including but not limited to loan agreement, security agreement as such before and after loan disbursement to minimize risks associated with the agreement; Conduct training and orientation of the agreement, contract and related legal documents to branches’ and related internal staff for proper usage of mentioned documents; Perform other tasks as assigned from upper management.

Job Responsibilities: • Responsible for door-to-door promotion of CAB BANK products and services in a professional manner, explaining its features and benefits to customers; • Propose strategic locations and sales calls schedules to conduct sales activities in promoting bank products and services such as deposits, loans, POS, etc.; • Check completeness of POS proposals by sales officers and submits the same to the department Manager for recommendation to the pertinent department; • Prepare daily, weekly, monthly and or all other related reports under his area of responsibility; • Other tasks assigned by manager

- Visit customer house/living place to find out customer is truly living that place or not - Make the assessment find customer living information & working place - Send the result of field visit to Chief of Checker/Judgment - Take a picture of customer house/living place/working place - Study and Classify the respond area for easy to visit and manage - Other tasks assigned by supervisor and management.

មន្រ្តីការិយាល័យរបៀប ទទួលបន្ទុកការងារ និងជំនួយដល់ប្រធានក្រុមក្នុងការធានាដល់ការប្រព្រឹត្តទៅដោយរលូន និងជួយពង្រឹងកិច្ចការងារផ្នែករដ្ឋបាលនៅគ្រប់ការិយាល័យ ផ្តោតទៅលើ ការគ្រប់គ្រងត្រាក្រុមហ៊ុន រត់ការឯកសារ ត្រួតពិនិត្យការស្លៀកពាក់ឯកសណ្ឋាន រក្សាទុកដាក់ឯកសារច្បាប់ដើម និងចាត់ចែងប្រើប្រាស់ប្រាក់បន្ទាប់បន្សំ ការថែទាំអនាម័យការិយាល័យ និងការងាររដ្ឋបាលទូទៅផ្សេងៗ ការងារគាំទ្រប្រតិបត្តិការប្រចំាថ្ងៃនៅកម្រិតសាខា និងរៀបចំឯកសារចំណាយផ្សេងៗរបស់ ធនាគារ ហត្ថា។ ទីតាំងបម្រើការងារ៖ ការិយាល័យកណ្តាល - ភ្នំពេញ ឈប់ទទួលពាក្យ៖ ថ្ងៃទី៣១ ខែធ្នូ ឆ្នាំ២០២០ Duties and Responsibilities ចូលរួមអភិវឌ្ឍនូវគោលការណ៍ និងនីតិវិធិរបស់នាយកដ្ឋានរដ្ឋបាល ឱ្យមានលក្ខណៈកាន់តែល្អប្រសើរឡើង។ តាមដាន និងរៀបចំការចំណាយប្រចាំខែរបស់ក្រុមហ៊ុន ហើយធ្វើការត្រួតពិនិត្យភាពត្រឹមត្រូវ និងរៀបចំការចំណាយទាំងនោះឲ្យបានទាន់ពេលវេលា។ ទំនាក់ទំនងជាមួយអ្នកផ្គត់ផ្គង់ សណ្ឋាគារផ្សេងៗ ក្នុងការស្នើសុំសម្រង់តម្លៃ កក់បន្ទប់ ឬជួលបន្ទប់ប្រជុំ និងទិញសំបុត្រយន្តហោះជូនគណៈគ្រប់គ្រង។ រត់ការឯកសារ និងកត់ត្រាសំណើចេញ-ចូល រួចថែរក្សាតម្កល់ទុកដាក់ឯកសារច្បាប់ដើម ឬច្បាប់ថតចម្លងក្រោយពេល បោះត្រារួចរាល់។ ប្រើប្រាស់ និងរក្សាទុកត្រាក្រុមហ៊ុននៅកន្លែងដែលមានសុវត្ថិភាព និងបង្កើតលេខលិខិត ដើម្បីចុះចូលក្នុងសៀវភៅតាមដាន។ ត្រួតពិនិត្យលើការងារអនាម័យការិយាល័យ គ្រប់គ្រងសម្ភារៈប្រើប្រាស់នៅក្នុងការិយាល័យ និងការទុកដាក់ឧបករណ៍ប្រើប្រាស់របស់អ្នកសំអាត។ រក្សាទុកដាក់ និងបែងចែកសម្ភារៈប្រើប្រាស់ប្រចាំខែឲ្យបានត្រឹមត្រូវ និងផ្គត់ផ្គង់អាហាសម្រន់ជូនអ្នកគ្រប់គ្រង បុគ្គលិក និងភ្ញៀវអោយបានគ្រប់គ្រាន់។ ត្រួតពិនិត្យ តាមដាន និងផាកពិន័យចំពោះបុគ្គលិកដែលមិនបានអនុវត្តតាមគោលការណ៍វិន័យរបស់ធនាគារ ហត្ថា។ ធ្វើការងារផ្សេងៗទៀតតាមការចាត់តាំងរបស់ថ្នាក់គ្រប់គ្រង។

1. Responsible for loan operations management and the supervision of the loan operations officers and staff 2. Manage and supervise the daily activities and processes of the Loan Operations Department including loan processing, appraisal, evaluation, documentation, releasing, loan monitoring, administration, data entry, preparation and maintenance of loan records and reports, collection, recovery, remediation, pre-closing/closing and customer service to the bank’s loan clients. 3. Prepare and present loan operations reports for Senior Management and Credit Committee 4. Ensure the protection of the bank’s interests in matters of adequate documentation, adherence to bank policy and the various laws and regulations applicable to the bank’s loan operations. 5. Comply with all laws and regulations and interprets new and pending laws and regulations that affect the bank’s loan practices and products. 6. Work to continually enhance and streamline the bank’s loan processes. 7. Other duties as assigned.

MAJOR RESPONSIBILITIES: 1. Prepare pre-audit. 2. Perform audit steps and procedures and gathering necessary information to determine adequacy of internal controls and compliance according to the pre-audit and/or evaluation field work section. 3. Get in contact with the branch to organize the staff/team for the audit and/or evaluation field visit. 4. Prepare the working papers files according to the policies and procedures of audit. 5. Impelement audit steps and procedures and obtaining necessary information to determine adequacy of internal controls and compliance. 6. Carry out sampling tests for examinations. 7. Clarify all audit findings with auditees during the process of audit fieldwork to minimize discussion time in the exit conference. 8. Ensure all working papers are completed and in order – initials, cross-references, date, work descriptions, clearance, etc. 9. Write and submit draft audit report to Sr. IAO or HIA 10. Perform other special investigation/examination of specific accounts/areas and spot-check/cross-check, as assigned.

LY HOUR PAY PRO PLC is licensed by National Bank of Cambodia to carry out operation as Third Party Processor. Our main products and services are money transfer and payment services which are delivered to our valued client through our national wide agent network in Cambodia. Ly Hour Pay Pro PLC has its strong commitment, long term business vision and strategies. To support company growth, we are currently seeking for a dynamic, energetic, committed and experienced candidate to join our professional team for the following positions: Position: Product Development Officer # Position: 01 Location: Head Office, Phnom Penh Report to: Unit Manager, Product Development MAJOR RESPONSIBILITIES: • Lead in creation of functional specifications in collaboration with product management and engineering teams. • Communicate effectively to and manage product development and delivery within scrum team. • Prioritize and refine backlog and work with engineering to design and build the product • Create IT requirements to drive changes and enhancements in user story format • Establish and monitor performance metrics, providing related reporting to product management and executives to communicate project status. • Act as subject matter expert for assigned area, which could include interfaces to authorization, settlement, internal servicing systems and merchant facing applications. • Conduct research and respond to questions in regards to system functionality. This function will support new development initiatives as well as bug fixes and system patches. • Solidify requirements by analyzing documentation, hosting interviews and conducting research. • Work with engineering to work within, refine and improve agile process • Support, create, open and sponsor projects related to improvements/enhancements in area of ownership (both technical and business related). This includes creation of business requirements and user stories. • Aid in and conduct user acceptance testing. • Resolve production issues escalated by product support teams.

Job Description Relationship Manager - Business Banking is responsible to solicit, build and maintain relationships with local and multinational corporate clients through provision of highly analytical, professional and well-rounded service presentations and consultations of the Bank’s corporate products ranging from deposit to credit facilities to serve as one-stop and all-rounded Banking experiences for the clients to ensure sustainable and secure corporate deposits and loan portfolios. Location Head Office, Phnom Penh (02 posts). Duties and Responsibilities Solicit, build and maintain new and existing corporate clients in accordance with the guidelines stated in the Commercial Banking policies and procedures to ensure sustainable and secure deposit and loan portfolios. Present and provide highly professional consultations to target corporate clients to address their demands and match with the Bank’s products and services. Discuss credit-related issues and loan packaging to provide sound financial advice and tailored solutions for the clients as well as to take the opportunity to cross-sell other banking products. Act as liaison between clients and internal operations team to timely and effectively understand and provide all types of banking products including but not limited to deposits, loans, trade finances and remittance for the clients. Facilitate and collect all clients’ required documents for application of banking facilities to verify their eligibility. Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statement and other financial information. Conduct financial analysis and interpret applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans and other credit facilities. Conduct a site visit at clients’ business premise and proffered collateral during loan assessment process to obtain in-depth information concerning to the soundness of their business and purpose of loan application and ensure sufficient and acceptable security for the loan. Process the registration of the title deeds at local authority and land office to acquire the legal evidence of clients’ rights to ownership of the property. Process and prepare Credit Appraisal Report for commercial applications including detailed loan appraisal write-up and detailed financial analysis of the corporate clients in order to submit to higher authority for loan approval. Prepare and execute loan contracts and arrange loan disbursement timely and accurately to fulfill clients’ needs and satisfactions. Make regular site visits to existing clients to determine the actual conditions of the business and loan collateral whether it should remain the same or be downgraded as well as to develop relationship with clients as part of retention strategies. Closely monitor on recommended/processed loan for timely repayment and to ensure Portfolio At Risk remains within acceptable level. Follow up delinquent clients immediately and refer such case to higher authority to actively handle the branch’s loan portfolio. Handle complex clients’ issues or complaints to find an amicable solution for all and process to higher authority if needed. Act as a role model within the team to question, listen and give actionable feedback carefully in order to create a productive work atmosphere towards “speak up culture”.

តួនាទីៈ • រក្សាអនាម័យ •សំអាតគ្រប់បន្ទប់ទីធ្លា និងបន្ទប់ទឹក •សំអាតទ្វារជណ្តើរ និង កញ្ចក់

QUALIFICATIONS & REQUIREMENTS Work Experience •BRIEF DESCRIPTION • Research & Product Development Manager is responsible for researching, developing and launching new products & services and enhancing and redesigning the existing products & services. • Research & Product Development Manager will work with individuals across departments to identify and define target market segment, market requirements, key business strategies and the competitive environment for our niche market. KEY RESPONSIBILITIES • Conduct the market research to support decision-making on the offering of competitive products & services • Review the existing products & services • Undertake in-depth market insight to provide fact-based decision-making to support the product development activities • (Re)develop and commercialize the existing and new products & services • Prepare research & development proposals

- ដឹរជញ្ជូនម្ញៀវ-អ្ត្ិថិជនខាងរន ង ឧបររ ៍-សម្ភារៈ និងបរកាិាររបស់្នគារឱ្យដល់មគាលមៅ ្បរបមោយស វត្ថិភាព - ថថទរំថយនាឱ្យបានលអ្បមសើរ មោយ្ត្ូវថថទរំថយនាទងំ មលើបមចេរមទស និងមសា្ ័ ភាពជាស្បចំថ្ថៃ តារលរា ៈបមចេរមទស - ្ត្ូវ្ត្ួត្ពិនត្ិ យជា្បចំតារលរ ា ៈបមចេរមទសមលើន្តវ្រាវងំ ម្ើងើ ទឹរ ម្ភសស ីន្ត្ជារ់ រងាហា ថេែ្រាសត្់ រង់ និងឧបររ ៍មផែងៗ ពារព់ ន័ ធ្បពន័ ធដំម ើរការរថយនាមដើរបធាី នបាននូវសនាិស េ និងស វត្ថិភាពេពស់ដល់ការមបើរបរ - ផាល់ដំ ឹងដល់អ្នរ្គ្ប្់ គ្ងមពលថដលរថយនាដល់មពលរំ ត្្់ ត្ូវថែរ និងមពលឡាន្ត្ូវជួសជ ល/ថថទំ - ធានបានមលើការមបើរបររថយនា្ត្ូវអ្ន វត្ាឱ្យបាន្ត្ឹរ្ត្ូវមៅតារចាបច់ រាចរ ៍ថ្ន្ពុះរាជាណ្តច្រររព ជា - ជួយការងារបនាបប់ នែមំផែងៗមទៀត្ដូចជាការមលើរោរឧ់ បររ ៍-សម្ភារៈ បរកាិារមៅមពលថដលម្ភនការពឹងពារព់ ីបគ្ លគ ិរ ឬអ្នរម្វើ ដំម ើរជារយួ - ម្វើរិចេការមៅតារត្្រូវការរបស់អ្នរ្គ្ប្់ គ្ង

 សិក្សា អនុវត្តឲ្យបានត្រឹមត្រូវ និងទាន់សម័យ តាមគោលការណ៍ នីតិវិធីឥណទាន  ចុះផ្សព្វផ្សាយ និង ទាក់ទាញអតិថិជនគោលដៅ ឲ្យមកប្រើប្រាស់សេវាកម្មហិរញ្ញវត្ថុរបស់ហ្វូណន  សិក្សា វិភាគ និង វាយតម្លៃឥណទាន ឲ្យបានត្រឹមត្រូវ ច្បាស់លាស់ និងមានប្រសិទ្ធភាពខ្ពស់  តាមដានការប្រើប្រាស់ទុន និងការសងត្រឡប់របស់អតិថិជន  ធ្វើកិច្ចការផ្សេងៗទៀតតាមតម្រូវការរបស់ថ្នាក់ដឹកនាំ