- Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loan. - Responsible for conducting disbursed loans within specified limits and commencement procedure. - Site-visit properties and business places of clients. - Review daily system credit monitoring and management reports and identify non-performing accounts with - Review and ensure the loan document are complete and accurate according to policy. - Monitor the report to management for reviewing result and make the recommendation. - Perform other duties as assigned.

Job Responsibilities • Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

1. Handle AEON Card Mobile Projects 2. Develop document proposal for approval (i.e. partnership engagement, proposal to major merchant) 3. Work closely with relevant sections to build up the business requirement for product/services. 4. Work closely with vendors/stage holders on the system implementation, requirement and track the progress of development. 5. Report weekly/monthly progress of the projects to head of section. 6. Improve the operation after launching. 7. Monitor mobile app performance and understand the need of customer to enhance mobile app 8. Follow up market trend and competitors products/services and take action on time. 9. Other task(s) which assigned by head of section.

_ Responsible for leasing related contract preparation and its amendment. - Assist to legal consultation and ensure the compliance with all rules and regulation related with the company’s operation and business activities. - Identify and analyze all legal document to ensure the operational risk management strategy. - To assist and advice the legal opinions with the business operation. - Responsible for communicating with government authorities to address any issues with business operation. - Responsible for legal document which related contrast preparation and its amendment. - Collaborate with and support the work of external regulation. - Perform other related duties as required.

Branch Concierge is responsible for provide a great customer experience from the time customers walk in-out by welcoming and greeting with ABA’s 5-Star Service Standard, projecting an attitude of friendly professionalism, building rapport with customers, assisting and referring customers to the right banking services and specialists. To identify the needs and prospects of clients for a variety of general banking services through a pro-active and needs-based sales approach. Location Phnom Penh and Provincial Branches (15 Posts) Duties and Responsibilities - Greet customers upon their arrival and leave by implementing the Bank’s 5-Star Service Standard to make a positive first impression on customers. - Refer customers to the right and suitable banking services and specialists through queue ticketing by maintaining an acceptable level of ABA’s product and service knowledge and customer satisfaction. - Educate customers about Automated Teller Machine (ATM) and Cash-in Kiosk Machine (CiM) usage to ensure its fast and convenient transactions and keep them from being conned. - Guide customers to download and register to ABA Mobile App and i-Banking in order to increase number of digital self-service banking. - Keep promoting the Bank’s products and services to increase brand awareness and customer traffic. - Create effective referral networks including internal relationship, existing customers and local market activities.

• Promoting and sale loan products • Collecting and investigate documents for loan assessment • Analyzing borrowers’ business plans and financial status • Making field visit, appraise collateral and writ loan analysis report • Monitoring and following up the whole loan process in order to ensure satisfactory of clients and prompt repayment • Building and maintaining good relationship with clients and authority officers • Maintaining the highest level of confidentiality with all information obtained • Ensuring policy and guideline compliance • Negotiating and decision making over setting conditions

- ជំនួយដល់នាយកប្រតិបត្តិហានិភ័យលើការងារដែលពាក់ព័ន្ធ និងនាយកដ្ឋានគ្រប់គ្រងហានិភ័យ - សហការ និងអនុវត្តការងារក្នុងការគ្រប់គ្រងហានិភ័យក្នុងគ្រឹះស្ថានដើម្បីធានាលើប្រសិទ្ធិភាពនៃការគ្រប់គ្រងហានិភ័យទាំងឡាយ ។ - ចូលរួមគាំទ្រ ការវាយតម្លៃលើហានិភ័យសម្រាប់គ្រប់ផលិតផល សេវាកម្មរបស់គ្រឹះស្ថានទាំងផលិតផលចាស់ និងផលិតផលថ្មី ។ - ជំនួយនៅក្នុងការរៀបចំគោលការណ៍ និងនីតិវិធី និងផែនការសកម្មភាព ក្នុងគោលបំណងដើម្បីកាត់បន្ថយហានិភ័យ ជាពិសេសហានិភ័យឥណទាន និងហានិភ័យប្រតិបត្តិការ ។ - ប្រមូលរបាយការណ៍ត្រួតពិនិត្យផ្ទៃក្នុងពីនាយកដ្ឋាន នាយកតំបន់ និងសាខាដើម្បីធ្វើការវិភាគលើអត្រា/កម្រិត ដែលអាចគ្រប់គ្រងបាន និងចំណុចខ្សោយដែលត្រូវបំពេញ ។ - កិច្ចការផ្សេងៗដែលតម្រូវដោយនាយកនាយកដ្ឋានសាមី ។

• Responsible for loan operations management and assists the Loan Operations Manager in the supervision of the loan operations officers and staff • Coordinate the daily activities and processes of the Loan Operations Department including loan processing, appraisal, evaluation, documentation, releasing, loan monitoring, administration, data entry, preparation and maintenance of loan records and reports, collection, recovery, remediation, pre-closing/closing and customer service to the bank’s loan clients. • Prepare and present loan operations reports for Senior Management and Credit Committee • Ensure the protection of the bank’s interests in matters of adequate documentation, adherence to bank policy and the various laws and regulations applicable to the bank’s loan operations. • Check and discuss with head office and branches to analyze, take action and solve overdue loan. • Comply with all laws and regulations and interprets new and pending laws and regulations that affect the bank’s loan practices and products. • Work to continually enhance and streamline the bank’s loan processes. • Other duties as assigned.

ពណ៌នាការងារ៖ - កត់ត្រាចំណាយចំណូលប្រចាំថ្ងៃ - រៀបចំឯកសារប្រកាសពន្ធប្រចាំខែ - បិទបញ្ជីប្រចាំថ្ងៃ - Spot Check ការងារគណនេយ្យតាមសាខា - ផ្ទៀងផ្ទាត់ វិក័យបត្រ តាមសាខាជាមួយទិន្នន័យចំណាយចំណូលប្រចាំខែ - ការងារបន្ថែមផ្សេងទៀតគឺទៅតាមសំណើររបស់អ្នកគ្រប់គ្រង ឬ ម្ចាស់ភាគហ៊ុន អត្ថប្រយោជន៏៖ - មានការធានារ៉ាប់រងរយៈពេល២៤ម៉ោង ក្នុងនឹងក្រៅម៉ោងធ្វើការ - ទទួលបានប្រាក់បៀវត្សសមរម្យ - ទទួលបានការបណ្តុះបណ្តាលការងារ និងការលើកទឹកចិត្តផ្សេងៗ លក្ខខណ្ឌ៖ - គ្មានបទពិសោធន៏ក៏អាចដាក់ពាក្យបានដែរ

RESPONSIBILITIES • Assist to check and review loan documents and comment to Risk Officer; • Assist Risk and Compliance Officers to prepare material for training; • Assist Risk and Compliance Officers to build concept and understand about risk and compliance to all staff; • Assist Risk Officer to oversee the Trend of NPL; • Assist Risk and Compliance Officers to develop and update Policy; • Assist Risk and Compliance Officers to control and monitor all staff and Institution activities in order to comply with NBC regulations and internal documents; • Assist Risk and Compliance Officers to identify, control and provide recommendation to prevent, mitigate, transfer or void the risk of Institution; • Undertake client’s home and business visit; • Assist Risk and Compliance Officers to prepare Risk Assessment Report on AML/CFT; • Assist Risk Officer to access and analyze risk by categorizing on Credit Risk, Compliance Risk and Operational Risk; • Report to Risk and Compliance Officers; • Conduct due diligence on suspicious transactions; and maintain records and documents; • Immediately report any detected suspicious transactions to Compliance Officer • Identify any compliance control weaknesses for remedial action by management; • Other tasks assign by Risk and Compliance Officers;

LY HOUR PAY PRO PLC is licensed by National Bank of Cambodia to carry out operation as Third Party Processor. Our main products and services are money transfer and payment services which are delivered to our valued client through our national wide agent network in Cambodia. Ly Hour Pay Pro PLC has its strong commitment, long term business vision and strategies. To support company growth, we are currently seeking for a dynamic, energetic, committed and experienced candidate to join our professional team for the following positions: Position: IT Application Support Officer # Position: 01 Location: Head Office, Phnom Penh MAJOR RESPONSIBILITIES:  Provide day to day activity related to Technical Support.  Good understanding of Database system and Query - PL/SQL  Daily report check-list from support team  Good Analytic mind  Perform assigned task by manager  Able to work under pressure and should be willing to work on any shift on rotational basis.  Perform End of Day Activity

• Provide counseling on policies and procedures • Be actively involved in recruitment by preparing job descriptions, posting ads and managing the hiring process • Execute effective onboarding program for new employee • Assist in performance management processes • Support internal training and development • Support the management of disciplinary and grievance issues • Maintain employee records (attendance, leave, etc.) according to policy and legal requirements • Other tasks assigned by manager

- Visit dealer who need support from ÆON - Promote bank products & meet customers - On site loan assessment and loan evaluation - Regularly Visit dealer - Collect the requirement document for loan proposal preparation - Check out and Report all activities of competitor - Report all promotion activities of the partner and competitor in the market - Do other tasks as assign by Branch Manager

The main purpose of the “ Unit Manager, IT Audit ” position is helping the company to evaluate and identify weaknesses of the internal control and perform the IT audit regarding to IT Infrastructure, IT Application, IT Service Management and IT Risk Management to ensure that the Hattha Bank is complied with the internal policies and procedures and regulator’s requirement as well. This role is also assisting the head office audit department/deputy of head office audit department to prepare annual audit plan and a draft audit report after audit assignment completion. Location: Head Office-Phnom Penh Duties and Responsibilities .Perform the IT Risk Assessment in preparing annual audit plan. .Prepare the audit plan, implement and monitor based on the annual audit plan. .Lead the IT Audit Team to review and test the control of IT Infrastructure, IT Application, IT Service Management, and IT Risk Management and evaluate the designed control and operational effectiveness to ensure that the Hattha .Bank is complied with the internal policies, procedures, manuals, laws and regulators. .Prepare audit schedule notification and document request to auditee. .Prepare the pre-audit checklist & analysis then link the risk with RCM. .Prepare and update the risk control matrix (RCM) and audit program guide (APG). .Review the comprehensive of polies and procedures or manuals related to IT operation. .Prepare the audit report by providing recommendations to related departments. .Follow up outstanding issue and advise the related departments to rectify the issue in timely manner. .Ensure the audit quality and improve the staff competency. .Involve staff recruitment and review & evaluate staff performance appraisal, involve to set KPIs for IA staff. .Perform other task as assigned by management.

- Visit dealer who need support from ÆON - Promote bank products & meet customers - On site loan assessment and loan evaluation - Regularly Visit dealer - Collect the requirement document for loan proposal preparation - Check out and Report all activities of competitor - Report all promotion activities of the partner and competitor in the market - Do other tasks as assign by Branch Manager